Driveway Paving Financing

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Enter $600 - $100,000
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Driveway Paving Financing

Driveway Paving Loans

Your driveway isn’t just practical hardstanding to park your vehicle - it can also make or break your home’s curb appeal. Take a drive around your neighborhood and those with homes worth less than yours and more than yours, and you’ll quickly see a difference in driveways. There’s no denying that having a beautiful driveway increases the value of your home for you and others.

A new driveway is a great investment, but you may need to rely on driveway paving financing to fund your project.

Applying for a driveway paving loan is fast and easy:

Fill out a simple and fast online application in just minutes

Compare best personalized rates and choose your loan offer

Borrow up to $100,000 as fast as next business day

Absolutely no negative impact on your credit score, ever.

How Pasha Funding Works

How it Works
Apply in minutes

Get pre-qualified in less than 2 minutes and compare offers from top lenders with no impact on your credit score.

Choose your offer

Compare and choose an offer that works best for you based on your timeline and budget needs.

Get funded

After your loan is approved with the lender of your choice, receive your funds as fast as 1-2 business days.

Compare Your Personal Loan Options

Can you finance a driveway?

Yes, you can! Driveway paving financing is generally one of the more accessible forms of financing available, though that will depend on the length of your driveway and your choice of finish. We will guide you through all your options and all the steps you need to consider on your way to getting your new driveway.

Lenders that offer driveway paving loans


Lightstream Personal Loans


Funding: Borrow $5,000 - $100,000
Minimum Credit Score: 660
APR: 2.49% - 19.99%
Loan term: 2 - 7 years
Funding turnaround: as soon as same business day

LightStream offers up to $100k personal loans as soon as same business day without origination fees and easy to use mobile app.




Funding: Borrow $1,000 - $50,000
Minimum Credit Score: 660
APR: 5.94% to 35.97%
Loan term: 2 - 7 years
Funding turnaround: as soon as next business day

Upgrade offers borrowers with fair credit scores to obtain loans up to $50k. Joint applications are allowed. Origination fees may apply.

Best Egg

Best Egg Personal Loan

Best Egg

Funding: Borrow $2,000 - $50,000
Minimum Credit Score: 640
APR: 5.99 - 29.99%
Loan term: 3 - 5 years
Funding turnaround: 1 - 3 business days

With Best Egg personal loans, borrowers with fair to good credit can get funding for 3-5 years and have the option to use the loan for a variety of purposes.

What are the different types of driveway surfaces?

  • Concrete - Concrete is one of the most popular options because it’s affordable and durable. While normal concrete isn’t all that appealing, there are other options for choosing dyed concrete, textured concrete, or having it stamped so it has a pattern. Concrete driveways generally do crack over time, though it usually takes decades. If you live somewhere with extreme cold or big temperature swings, concrete may age more quickly.
  • Brick - Brick is one of the most visually appealing choices, is highly customizable, and looks as expensive as it is.
  • Asphalt - Easier to install than concrete, black is good in cold areas as snow melts more quickly, but will literally burn your feet in the summer if you live anywhere where it gets above about 80F regularly. It also has to be resealed every 3-5 years.
  • Gravel - Visually appealing and great for security, it’s readily available and easy to install. The downside of gravel is that it travels, especially if you don’t have a curb surrounding it. It’s best not used in most very snowy regions since you can’t shovel the snow without shoveling the gravel.
  • Crushed Stone - much like gravel, and has the same pros and cons. It does tend to stay put and turn into a hard surface, which is not something gravel will do.
  • Paved - any type of paving will give you the most flexibility in the way it looks. You can create interesting shapes and color contrasts. This is one of the most long-lasting and visually appealing options, but it is also one of the most expensive, especially if you have a lot of driveway to cover.
  • Cobblestone and basalt - has the same pros and cons as paved, but usually require a specialist company to install, so can be more expensive than simple paving designs.

How much does it cost to pave a driveway?

You can work out what your driveway will cost by square footage - most driveways cost between $3 and $15 per square foot. Since paving is generally more expensive, you should expect to pay $10 - $30 per square foot, including labor costs. That means a 450 sq. ft. paved driveway will cost $4,500 to $13,500, depending on where you are, the material of your paving, and how complicated the design or nature of your driveway is.

Is a concrete driveway a good investment?

In most cases, a concrete driveway is a good investment. If you live somewhere with extremely low temperatures or frequent earthquakes, it may not be the best choice for you, but for most people it will be a sound investment.

What is the cheapest way to pave a driveway?

Gravel is generally the cheapest material ($1 - $3 per sqft), though it will depend on what setup is needed to make gravel work for your driveway. Concrete, permeable pavers, and grass pavers are usually the next most inexpensive options.

What is the best way to finance a driveway?

How you choose to finance your driveway will depend on the type of driveway you plan to get and your creditworthiness. Here are your options:

  • Savings: if your preferred driveway surface is inexpensive and you only have a short driveway, you may be able to finance its installation yourself.
  • Personal Loan: this is the most versatile option as most lenders will lend anywhere from $1,000 to $50,000, depending on your income and credit score. This is a good option if you want to spread the cost over 2-5 years. Personal loans generally have relatively low interest rates, though if you have fair or bad credit, borrowing can be expensive.
  • Credit Cards: If you have good or excellent credit and your driveway is going to be relatively inexpensive, consider looking for a credit card with a long 0% APR introductory rate or low interest rate to pay for your driveway. If you can achieve a long period (6-21 months) you can pay off your driveway without paying interest, or only paying a little. Just make sure you transfer any remaining balance before your APR returns to the normal rate.
  • HELOC: A Home Equity Line of Credit is where you are given a maximum credit limit (like a credit card) and you can use that credit as and when you please. A HELOC is secured by your home’s equity, so while you can get higher limits and lower interest rates, but your home is at risk if you default.
  • Home Equity Loan: A home equity loan is where you take out a loan that is secured by your existing equity in your home - it is essentially a second mortgage. This is a good way to release equity but will mean you own very little of your home outright and puts your home at risk if you were to default.
  • Cash-Out Refinance: This is another name for “remortgaging”, so you refinance your current mortgage to have a larger mortgage. This is generally only possible if your house price has increased since you purchased it, or your home is worth significantly more than your mortgage.
  • 401(k) Loan: Some 401(k) plans allow you to borrow from your future retirement savings, interest- and credit-check-free. There are limits to how much you can borrow and most do not allow you to contribute to your retirement savings until you have paid off the loan, so make sure you research the terms before using this form of financing.

Need help finding the right loan?

No worries, we've got you covered! Compare personalized loan options in just minutes without impact on your credit score.

Do contractors offer financing for driveways?

Some large contractors will offer financing through a partner lender. If you consider this option, keep in mind that it is still a personal loan and so you should compare what you’re offered to what you could get with an external lender to ensure you don’t overpay for what you borrow.

What are the pros and cons of driveway paving loans?


  • Adds value to your home
  • Improves curb appeal significantly
  • Gives you a practical asset that will improve your life
  • Allows you to spread the cost


  • You may not get your money back if you sell your home if other factors pull the price down
  • If your driveway is long, paving and similar options will mean you have to borrow quite a lot to cover the cost

What credit score do you need for driveway paving financing?

What score you need will depend on the total cost of your project - if your driveway is small and your choice of paving is inexpensive, then you should be able to find some form of financing, even if your credit score isn’t good. That said, you’re going to get the best offers if your credit score is over 660.

Can you get a driveway loan with bad credit?

Maybe - though be wary of borrowing a lot if you’ve had financial problems in the past. Use our calculator to find out if borrowing is affordable for you, or not.

Driveway Paving Loan Cost Calculator

Find out how affordable borrowing can be with our calculator:

How much do you need to borrow?


Total Payment


Total Interest


Monthly Payment


Ready to apply for a personal loan?

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What are the best lenders for driveway financing?

You can find a full list of the best lenders and loans in our tables on this page, so make sure you look through to find the best loan for your circumstances. That said, some of the best lenders are:

Compare rates and apply

When you’re ready to move forward and get your financing, the only thing left to do is apply. If you’re looking for a personal loan, start your search by browsing through our tables of the best driveway loans and then apply. You’ll soon have the financing you need to start your project.

Need help finding the right loan?

No worries, we've got you covered! Compare personalized loan options in just minutes without impact on your credit score.

Compare Personal Loans in Minutes

Apply online and find your best rate without affecting your credit score.