Breast Implant Revision Financing

What is breast implant revision financing?

Breast implant revision financing is any form of borrowing you use to pay for breast implant revision surgery. This pays for the surgery itself, any change in implants, and aftercare.

How does breast implant revision financing work?

You have a range of options available for breast implant revision financing, but most people use a personal loan. This is a lump sum you borrow and can use as you please, repaid monthly (plus interest) over a term of 3-5 years.

What are the best breast implant revision loans?

Make sure you consider all options available to you, such as a 401(k) loan or HELOC, but most people will find a personal loan is the best option. Here are some of our favorites:

LightStream: borrow $5,000-$100,000 at 4.49-20.49% (minimum credit score: 660)

LightStream

✔ Funding: Borrow $5,000 - $100,000
✔ Minimum Credit Score: 660
✔ APR: 2.49% - 19.99%
✔ Loan term: 2 - 7 years
✔ Funding turnaround: as soon as same business day

LightStream offers up to $100k personal loans as soon as same business day without origination fees and easy to use mobile app.

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Upgrade: borrow $1,000-$50,000 at 5.94-35.47% (minimum credit score: 560)

Upgrade

✔ Funding: Borrow $1,000 - $50,000
✔ Minimum Credit Score: 660
✔ APR: 5.94% to 35.97%
✔ Loan term: 2 - 7 years
✔ Funding turnaround: as soon as next business day

Upgrade offers borrowers with fair credit scores to obtain loans up to $50k. Joint applications are allowed. Origination fees may apply.

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Common Reasons For Breast Implant Revision Financing

Some of the reasons why people choose plastic surgery financing are:

• To spread the cost of the surgery
• Leave savings intact
• Improve the look of their breasts
• To have surgery sooner than later
• To ensure they feel financially secure throughout the recovery process
• Replace outdated implant technology with new, natural-look implants
• To change to an implant with fewer health risks
• To have their breasts lifted, reduced, or altered as needed

How much does it cost to redo breast implants? Is breast revision surgery expensive?

This will depend on what you’re looking to do, the implants you want to use, and any personal complications and preferences involved. That said, you can expect to pay around $8,000 to have your implants replaced and any other alterations.

Is breast revision surgery a painful procedure?

It will be about as painful as the initial breast implant surgery you underwent, depending on how much scar tissue formed during the first surgery. A consultation with your surgeon will be able to educate you on any complications you may face.

How can I finance breast implant revision surgery?

Here are the most popular options for breast implant revision financing:

• Personal Loans: This is the most popular option and will allow you to control how you pay for each aspect of your surgery and recovery. How much you can borrow and at what rate will depend on your creditworthiness, but in general you’ll be able to spread the cost over 3-5 years.
• 0% APR Credit Cards: If you have good or excellent credit you may be able to get a credit card with a long 0% introductory offer to cover some of your surgery costs. A low-interest credit card may be another good option.
• HELOC: A Home Equity Line of Credit will allow you to borrow as necessary against the value of your home. Interest rates for HELOCs are generally low, but you need to be aware that you may lose your home if you can’t keep up repayments.
• 401(k) Loan: Some 401(k) plans allow you to take out a loan for a term of 5 years. This is a good option if you have good retirement savings but would like to avoid a credit check.
• In-House Financing: Many cosmetic surgeons offer in-house financing through a partner lender or, occasionally, directly through the practice. This is usually just a personal loan, so make sure you compare it to external financing options.