Body Contouring Financing

What is body contouring?

Also known as liposuction or body sculpting, body contouring is a surgical procedure carried out under general anesthesia in a medical facility to remove areas of fat that stubbornly remain even after you have reached your desired weight and fitness level. Body contouring also helps to tighten skin that otherwise might show signs of sagging.

Although most often used in areas like the abdomen, chin, underarm, and thighs, body sculpting may help anywhere where fat pockets remain after a successful weight loss and exercise plan has been completed.

What is body contouring financing?

Body contouring financing refers to the various financial options available to individuals who are seeking to undergo body contouring procedures but may not have the immediate funds to cover the costs. It involves obtaining a loan or utilizing other financial resources to pay for the expenses associated with the procedure.

Typically, body contouring financing involves obtaining a personal loan from a financial institution, such as a bank or credit union. The loan amount covers the cost of the body contouring procedure, including surgeon fees, anesthesia, facility charges, and any other related expenses. The borrower then repays the loan in installments over a specified period, typically with interest.

Aside from personal loans, there are other forms of financing that individuals can explore for body contouring procedures. These may include healthcare-specific financing options like medical credit cards, which are designed to cover medical expenses. Some clinics or cosmetic surgery centers also offer in-house financing plans or work with third-party financing companies to provide payment plans tailored to the individual's needs.

How does body contouring financing work?

Commonly, people take out a personal loan to cover the cost of the surgical procedure and other costs involved. This lump sum, plus interest, is then paid back in monthly installments for the term of the loan. Typically, loans are taken out for 2 to 5 years but both shorter and longer terms are available.

How much does body contouring cost?

Body contouring costs can vary significantly based on several factors. The total expense of the procedure depends on the specific type of body contouring chosen, where the procedure is performed, the surgeon's experience and reputation, facility fees, anesthesia charges, and additional related expenses. Individual factors such as body type and desired outcome also influence the overall cost.

To give you a general idea, body contouring procedures can range from a few thousand dollars to tens of thousands of dollars. Here are approximate cost ranges for common body contouring procedures in the United States:

1. Liposuction: Typically, liposuction costs between $3,000 and $7,500 per treated area. The overall cost may increase if multiple areas or extensive liposuction are involved.
2. Tummy tuck (abdominoplasty): The cost of a tummy tuck usually ranges from $6,000 to $12,000 or more. Factors such as the procedure's extent and muscle repair contribute to the overall cost.
3. Breast augmentation: Breast augmentation surgery generally starts around $4,000 and can exceed $10,000, depending on factors like implant type and surgeon fees.
4. Mommy makeover: Combining procedures like breast augmentation, tummy tuck, and liposuction in a mommy makeover can cost between $10,000 and $20,000 or more. The overall expense depends on the extent of the makeover.

Types of  body contouring

Below are the most common types of body contouring procedures to be aware of where individuals can obtain financing for:

• Liposuction: A surgical procedure that removes excess fat deposits from specific areas of the body to improve contour and proportion.
• Tummy tuck (abdominoplasty): Involves the removal of excess skin and fat from the abdominal area, as well as tightening the abdominal muscles for a firmer and flatter abdomen.
• Body lift: A comprehensive procedure that addresses sagging skin and excess fat in multiple areas of the body, such as the abdomen, thighs, buttocks, and arms.
• Breast augmentation: Enhancing the size and shape of the breasts through the use of implants or fat transfer.
• Breast lift: Involves lifting and reshaping the breasts to correct sagging or drooping, resulting in a more youthful appearance.
• Brazilian butt lift: Utilizes fat transfer to enhance the shape and size of the buttocks for a fuller and more lifted appearance.
• Arm lift (brachioplasty): Removes excess skin and fat from the upper arms to achieve a more toned and proportionate arm contour.
• Thigh lift: Targets sagging skin and excess fat in the thighs, resulting in a more sculpted and defined thigh appearance.
• Mommy makeover: A combination of procedures typically performed after pregnancy and childbirth, which may include breast augmentation or lift, tummy tuck, and liposuction to restore a woman's pre-pregnancy body shape.
• Non-surgical body contouring: There are also non-surgical options available, such as CoolSculpting (cryolipolysis) or laser treatments, which use targeted techniques to reduce fat and improve body shape without surgery.

Does body contouring really work?

Yes, body contouring procedures can be effective in achieving desired changes in body shape and contour. However, the effectiveness of body contouring depends on several factors, including the specific procedure chosen, the patient's individual circumstances, and their expectations.

Will my health insurance cover body contouring?

Body contouring procedures are typically considered elective surgeries and are unlikely to be covered by health insurance. Since they are not medically necessary, insurance providers generally do not provide coverage or financial assistance for these procedures.

It's important to understand that insurance companies typically consider body contouring as a cosmetic procedure rather than a medically required treatment. Cosmetic procedures are usually performed to enhance one's appearance, improve self-confidence, or address aesthetic concerns, rather than to treat a medical condition or alleviate symptoms.

As a result, individuals seeking body contouring procedures are typically responsible for covering the costs themselves. This means that financing options, such as personal loans or specialized medical financing programs, may need to be explored to manage the expenses associated with the procedure.

Do body contouring scars fade?

After undergoing a body contouring procedure, it is important to be aware that the resulting scars will undergo a natural fading process over time, becoming less noticeable. However, it is essential to understand that scars from body contouring procedures will typically not completely disappear.

The extent of scar visibility can vary depending on factors such as the individual's healing process, their skin type, and the specific procedure performed. Nonetheless, a skilled and experienced surgeon will make efforts to strategically place the incisions in areas that are less visible or easily concealed.