Best Chase® Credit Cards for 2024

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Whether you’re looking for an everyday spending card, travel rewards, or above-average cashback, there is a Chase card out there for you. If one card doesn’t fulfill your specific needs, try pairing them for the perfect combination of benefits. 

We know you don’t want to spend hours researching different credit cards. This guide outlines the key benefits of the top Chase cards available this year. No more piecing together information from across the internet — it’s all right here.

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Best Chase® Credit Cards of July, 2024

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Best for: Cashback and intro APR offer
Welcome bonus: 0% APR on all purchases made within your first 15 months. 1.5% cashback on all purchases your first year — can earn up to $300!
Annual fee: None
Suggested credit score: Excellent/good

Our take: The Chase Freedom Unlimited® is an excellent choice for consumers in the market for an everyday rewards card with an extended intro APR. An impressive 0% APR offer for 15 months and an additional 1.5% cashback on all spending your first year makes this card a standout in its category.
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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Best for: Travel perks and intro bonus
Welcome bonus: 60,000 bonus points when you spend $4,000 your first 3 months (that’s $750 to use towards travel when you book through Chase Ultimate Rewards®)
Annual fee: $95
Suggested credit score: Excellent/good

Our take: If you’re a frequent traveler, listen up. The Chase Sapphire Preferred® card should be a top choice for those looking to maximize travel rewards. This top-tier card is currently offering 60,000 bonus points when you spend $4,000 on your card within your first 3 months — that’s up to $750 you can use towards your next vacation!

The Chase Sapphire Preferred® card comes with trip cancellation insurance and a rental car damage waiver for peace of mind while on the road. There are no foreign transaction fees — so your card can come with you wherever you go. 
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Chase Freedom Flex

Chase Freedom Flex℠

Best for: Intro APR and cashback on everyday spending
Welcome bonus: 0% intro APR on all purchases and balance transfers made within your first 15 months. Earn $200 when you spend $500 on your card within your first 3 months.
Annual fee: None
Suggested credit score: Excellent/Good

Our take: Chase Freedom Flex℠ is a fantastic entry-level rewards card for those looking to earn cashback on spending they already do every day. If you need to make a big purchase but don’t have the cash, or want to consolidate your debt, the Chase Freedom Flex℠ card is interest-free for your first 15 months.
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Chase Freedom® Student Credit Card

Chase Freedom® Student Credit Card

Best for: Building credit, students
Welcome bonus: $50 welcome bonus when you make a purchase with your card within 3 months from account opening
Annual fee: None
Suggested credit score: Good/Fair/Limited

Our take: If you’re a college student, the Chase Freedom® student credit card is a perfect introduction to the world of credit. This card can grow with you — as you receive automatic credit line increases when you use your card responsibly. Monitor your credit for free with Chase Credit Journey and receive customized tips to help you boost your score.
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Not sure which credit card is right for you?

No worries, we've got you covered! Compare multiple credit card options to choose the best card for your needs.

Is Chase a good credit card?

Chase cards are popular among credit users, and for good reason. Although they have cards for various purposes, they are perhaps best known for their industry-leading travel rewards.

Who can get a Chase credit card?

Chase offers credit cards for consumers on both ends of the credit spectrum — from those with limited credit histories to those with more established credit files. No matter where you are on your journey, Chase has you covered. 

How to apply for a Chase credit card

Once you choose a card from our website, all you have to do is click the green “Apply Now” button to complete your application through Chase’s secure website. The application form should only take a few minutes — and in most cases, you receive an answer instantly. If you're already a Chase customer, sign in to your online account to make the process even faster.

Does Chase have a secured credit card?

Chase offers several options for those looking to improve or repair their credit with a secured credit card. A Chase secured credit card allows you to build credit by providing a small cash deposit, sometimes as little as $200. 

Chase reports to all three credit bureaus, so as long as you use your card responsibly and pay your bill by the due date, you may see improvements to your score as soon as 1-3 months. 

How many Chase credit cards can I have?

With an impressive selection of credit cards and bonus offers, narrowing it down to one card can be challenging. For example, you may want to take advantage of the travel rewards on the Chase Sapphire Preferred card, but know you’d benefit from the everyday cashback of the Chase Freedom Flex card. 

Start by thinking about your goals for your next credit card and where you plan on doing the most spending. For example, consider one of Chase’s travel reward cards if you have upcoming travel-related expenses. 

What credit score do you need for a Chase credit card?

Chase has a variety of cards available, no matter what your credit score is. Before choosing a card, review the suggested credit score range. For example, if the recommended credit score is “excellent” or “good” and you know your credit score needs some work, you may want to consider a Chase card with better approval odds.  

Fortunately, Chase has many options for those looking to build credit, such as their secured credit card and student card selections. As your score continues to grow, Chase may automatically consider you for credit line increases and pre-approve you for other cards.

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EDITORIAL DISCLOSURE: The content and reviews on are prepared by our in-house staff. We strive to provide accurate and up-to-date information, but we cannot guarantee the reliability of all credit card details. To review the specific terms and conditions for a particular credit card, please click on the "Compare Credit Cards" links, which will redirect you to the card issuer's website. It is important to carefully review all the information provided by the issuer before making any decisions.