Frequently Asked Questions

What Is Pasha Funding?

Pasha Funding is a financing marketplace that helps qualified homeowners compare financing offers from multiple participating lenders through a single application. Instead of lending money directly, we connect homeowners with financing providers while helping contractors offer flexible monthly payment options for home improvement projects.

How Does Contractor Financing Work?

Contractor financing allows homeowners to pay for eligible home improvement projects over time with fixed monthly payments instead of paying the full project cost upfront. Through Pasha Funding, qualified homeowners can compare financing offers from participating lenders in one place. If approved, they choose the financing option that best fits their budget while the contractor receives payment according to the lender’s funding process.

Will Checking Financing Offers Affect My Credit Score?

Many qualified homeowners can check available financing offers without impacting their credit score through an initial soft credit inquiry. If a participating lender requires a hard credit inquiry before final loan approval, the lender will clearly disclose this before proceeding.

What Types of Home Improvement Projects Can Be Financed?

Financing may be available for a wide range of home improvement projects, including roofing, HVAC, kitchen remodeling, bathroom remodeling, windows, doors, siding, flooring, solar, plumbing, electrical work, landscaping, pools, and other eligible improvements. Financing availability depends on the participating lender and applicant qualifications.

How Much Can Homeowners Borrow?

Available financing amounts vary by participating lender and individual qualifications. Loan amounts are based on factors such as credit profile, income, project cost, and the lender’s underwriting guidelines. Qualified applicants may receive multiple financing offers with different loan amounts, repayment terms, and interest rates.

How Long Does the Financing Process Take?

Many homeowners receive financing decisions within minutes after submitting an application. Once approved, funding timelines vary by participating lender, although many loans are funded quickly after all required documentation has been completed.

Who Makes the Financing Decision?

Pasha Funding does not approve or deny financing applications. All loan approvals, interest rates, repayment terms, and funding decisions are made solely by the participating lender based on the applicant’s qualifications and underwriting criteria.

Why Do Contractors Offer Customer Financing?

Offering financing helps homeowners move forward with projects by making large purchases more affordable through monthly payments. Contractors often benefit as well by reducing price objections, improving close rates, increasing average project values, and creating a smoother buying experience for their customers.

Is Pasha Funding Available Nationwide?

Yes. Pasha Funding works with contractors and homeowners throughout the United States through a nationwide network of participating lenders. Financing availability may vary by state, lender participation, and applicant eligibility.

Why Choose Pasha Funding?

Pasha Funding simplifies the financing process by allowing qualified homeowners to compare financing offers from multiple participating lenders through one application. Contractors can provide flexible financing options without becoming the lender, while homeowners benefit from a fast, convenient way to explore payment options for eligible home improvement projects.